That is the question. Whether tis nobler to wear the skin tight lycra or drape on da' bags? Hmmm. About 3 years ago I traded in my lycra for baggies and since then, I have worn either a combo short/baggy or a separate short/board short thingie instead of just the regular old lycra riding short.
I came to love the pockets, not so much to carry things while I ride, but just to put my car keys in, cell phone, etc as I am putting around after and before a ride. And, the extra protection is kinda nice for brushy trails or falling down.
But there have been a few times that I would default back to just lycra for whatever reason and something would tickle my brain a bit, something just at the edges of my sub-conscious...I felt faster without the bags on.
So, for most of this fall/winter I rode in nothing else but the most excellent set of bib knickers that I had ever worn...see more here...and just recently, with some Jan temps in the high 70s, I slid into some short/baggy combos and went riding. Ahh....hmmm...I felt...well, dowdy. There is a word for ya.
Do bag ladies ride MTBs? Not sure. I felt less than sleek. I felt cumbersome and not fast. Now I doubt I was actually slower, but who wants to feel slower, regardless?
This may take some adjustments to my kit and I doubt it will be cheap. Used baggies, anyone? Sightly worn by a bag lady on a bike. Bottle not included.